Louisiana program helps protect houses better against hurricanes and storm damage while lowering insurance premiums











Disaster Smart, a leader in the development and implementation of solutions to mitigate hurricane and windstorm damage, has been selected to provide the FORTIFIED Evaluation services for the MyStrongHome pilot sites in Alabama, South Carolina, and Louisiana.

This is a program that advances loans to homeowners to harden their homes to reduce property losses and uses the resulting insurance savings to pay off the loan. The mitigation retrofits are based on  the FORTIFIED Home programs advanced building standards and certification to Bronze Silver or Gold designation. FORTIFIED Homes can qualify for premium credits in many coastal states. Adopting a strategy of preparedness requires that hardening our communities become a primary factor in any economic development plan. A FORTIFIED Home designation requires the homeowner to engage the services of a FORTIFIED Evaluator before during and after improvements are being made. The Certificates are issued by the Insurance Institute for Business and Home Safety (IBHS). FOr more information and to see if you are eligible for a MyStrongHome mitigation loan visit www.mystronghome.net


Hurricane Alex: Strongest Atlantic Winter Hurricane on Record

Update [Wednesday January 13, 2016 at 5 pm AST]

Sub-Tropical Storm Alex has formed in the East Atlantic.  As discussed below, Alex is only the second-known storm to form during the month of January in the 174-year database (1842-present).

Previous Discussion about Alex and Winter Tropical Storm Stats

At 2 pm EST on January 12, the National Hurricane Center raised the probability of tropical cyclone formation within the next 48 hours in the East Atlantic to 50%.  Although this system will not affect the United States, it is certainly very interesting for this time of year.



FORTIFIED-Wise Training Coming to Coastal Alabama in April

FORTIFIED-Wise Training Coming to Coastal Alabama

Did you know Alabama and Mississippi are leading the nation in FORTIFIED designated homes? Come join realtors, builders, insurance agents, roofers, and many other professionals for FORTIFIED-Wise™ training in Spanish Fort, AL this April to learn about the FORTIFIED Home™ building standards program that is already strengthening coastal communities.

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Demand for this program is growing significantly in the region, leaving a need for people with knowledge about the program to assist those in building, buying, or finding out more about FORTIFIED. In addition, laws and regulations providing insurance incentives to lower the cost of a home’s property insurance wind premium are available for using FORTIFIED building standards in specific areas within Alabama and Mississippi.


What is FORTIFIED-Wise Training?

The NEW FORTIFIED-Wise training course covers the critical aspects of the FORTIFIED Home program. This one-day session:

– provides participants with a solid understanding of the FORTIFIED Home building principles, construction practices, and verification requirements.

– is a prerequisite for all contractors who want to participate in the Strengthen Alabama Homes mitigation program (must obtain FORTIFIED-Wise Professional accreditation).

– offers attendees CE credits through the International Code Council, American Institute of Architects, or through the Alabama State Department of Insurance.
Be a part of the national standard for resilient construction. Find more details about the FORTIFIED-Wise course and how to register for the Spanish Fort, AL training on April 14 using the following link:

Registration Details: fortified.archtest.com