While the FORTIFIED Home Program offers the largest credits for hardening your home against windstorms, there are other credits available through some companies for having certain wind resistant features installed. The only way to know is by ordering a Wind Mitigation Inspection to document the current feature that meet the underwriters requirements.
Think of it like having an exam to eliminate any concerns of pre-existing conditions that may increase the potential for damage in windstorms. Anecdotal experience in this case will not count it requires a comprehensive inspection and detailed report to meet the underwriting requirements and obtain either discounts or coverage options.
Items that are inspected and documented in the Wind Mitigation Inspection include:
Many of these same features are part of our DSCI Home Review so while we are performing the Wind Mitigation Inspection we can also complete a Home Review for an additional fee to provide the owner with information on how to increase wind premium credit opportunities. DSCI is the only company that has the certification and training to do both of these types of inspections at the same time.