Texas Law Firm Fined $2 Million for Insurance Fraud in Louisiana

Image of file folders with the first folder labled Fraud in red print, followed by a folder entitled investigations in black print

  In a recent press release, Louisiana Insurance Commissioner Jim Donelon announced on May 1st, 2023, that he had fined Texas law firm McClenney Moseley & Associates (MMA) $2 million for engaging in unfair trade practices and insurance fraud. The fine is the largest ever issued by the Louisiana Department of Insurance (LDI). The LDI’s […]

Disaster Smart Consulting earned an 8th Annual FORTIFIED Volume Award!

2022 Fortified Award Winner Logo

    On Monday, May 1, 2023  the Insurance Institute for Business & Home Safety (IBHS) hosted the 8th Annual FORTIFIED Awards in Daphne, AL. In the morning, IBHS celebrated 50,000 FORTIFIED designations at an event alongside local leaders and FORTIFIED service providers, which demonstrated how entire communities are becoming more resilient. Then, in the evening […]

Forbes Releases List of Most Disaster-Prone Counties in the United States

2 homes destroyed by storms

In a recent Forbes Advisor publication, a list of the most disaster-prone counties in the United States was released. This list was compiled based on several factors, including the city’s history of natural disasters, its proximity to fault lines and other hazards, as well as its population density, using data from the National Oceanic and […]

Impact Glass: What it is, How to Identify It, & How It Can Help You

image of living room with view of the sea out of centered window

Living on the coast has many advantages, spectacular views, a variety of outdoor activities, and high-value properties just to name a few, but every coin has 2-sides, and one of the major disadvantages is the frequency and sometimes unpredictability of tropical storms and hurricanes. With the ever-present threat of severe weather, the question of “how […]

What is This …and Other Questions About the FORTIFIED™ Program?

Image of the Fortified Logo with a question mark on a brick background

    We get a lot of questions from new and existing homeowners concerning the FORTIFIED™ program, so we’d like to take a moment and answer the most common ones:   What is a Fortified™ home? A FORTIFIED™ home is one that utilizes uniform building methods designed to improve & strengthen new and existing homes […]

Is it Time to Reroof? 12 Signs That a Replacement May be in Your Future

image of roof of a modern house showing trees in the background and sky

    If you’ve ever had a child throw a ball on your house, or grabbed the ladder to clean your gutters, then chances are, you’ve taken a glance at an often forgotten but critically essential part of your home—the roof. While you were up there, did you think about the shingles that might be […]

Are Your State’s Building Codes Up to Par? Probably Not!

Image of United states with Washington, California, Montana, Utah, New Mexico, Kentucky, New Hampshire, Connecticut, New York, New Jersey, Virginia, Maryland, South Carolia & Florida showing in the color green to indicate a higher resistance (75.0-100% score) to disasters. Nevada, Colorado, North Dakota, Texas, Iowa, Alabama, Maine, & Delaware are showing in the color gray to indicate a moderate resistance to disaster (25.0-74.9 % score) and the remaining states in red indicating a low resistance to disaster (0-24.9% score)..

Building codes establish the minimum construction standards necessary to ensure the safety of those who live, work, and exist inside of a property. In a recent Scientific American article titled “Most States Are Failing on Building Codes, FEMA Says.” Author Thomas Frank stated that 39 states received the lowest score that the agency could give […]

What It Means and How To Be Disaster Smart

House destroyed off it's stilts with beach with the ocean washing on what was once a 3 story home

  The coastal areas that we service are home to some of the most beautiful locations for properties…from Pensacola, FL & Orange Beach, AL with their beautiful white sugar sandy beaches, Coastal Louisiana with its eclectic culture, gorgeous bayous & rich history, all the way to South Carolina with its beautiful mountain ranges, Spanish moss […]

Disaster Smart Partner FLASH Discusses Community Preparedness in Informative Podcast

Partially Submerged Traffic Sign

Disaster Smart collaborates with companies that develop standards and evolve to assist people in protecting not only their assets, but also their overall well-being. Hurricane Andrew, a destructive Category 5 Atlantic hurricane that hit the Bahamas, Florida, and Louisiana in August 1992, exposed severe flaws in critical community functions, prompting the modernization of how our […]

How Top Client Orchid, Manages An Industry Impacted By Natural Catastrophes

a woman points to a white board in a room of office personnel sitting at a table with laptops in front of them as they look at her

Disaster Smart Client  & Award-Winning MGA (managing general agent), Orchid, Details How to Persevere in a Challenging Industry.     Due to the increased frequency & severity of catastrophic events, such as hurricanes, tornadoes, wild fires, and floods , providers of personal property insurance find themselves facing an increased number of obstacles in a time […]

Supporting the 2022 National Disaster Resilience Conference (NDRC22)

National Disaster Resilience Logo with the date November seventh thru tenth, 2022 in Clearwater Beach, FL

2022 National Disaster Resilience Conference (NDRC22) Presented by the nonprofit Federal Alliance for Safe Homes (FLASH) Partnership   National Disaster Resilience Conference – the premier conference for peer-to-peer networking and knowledge sharing for disaster resilience leaders.  Who’s Who at NDRC? Every year, the NDRC brings together a strong array of leaders, including presenters and attendees […]